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Alan Moncarsz, MBA is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida. No insurance business may be conducted outside these states referenced.

**Alan Moncarsz, MBA  is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency 9650 Universal Blvd. Suite 162 Orlando, FL 32819. In this regard, this communication is strictly intended for individuals residing in the state of Florida. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Compnay.

Alan Moncarsz is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.

*Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation).